Current Undergraduate
Student Finance for Tuition Fees – Home/EU Undergraduates
The information on the following pages gives an overview of the fee structure for students from UK/EU, studying for their first undergraduate degree. You are advised to read all the information carefully.
Tuition Fees are payable to Cardiff University for each year of your course (including repeat years). For an approximate total cost, therefore, fees should be multiplied by the number of years of study (please note that fees for future years are subject to increase). Your personal liability (total fee less any Grants or Sponsorship) can be paid either by taking out a Tuition Fees Loan (repayable on completion of your course) or by one of the payment options offered by Cardiff University.
Tuition Fees 2012/13 - Home/EU Undergraduates
Start date/Place of Residence | 2012/13 | 2010/1-2011/12 | 2006/7-2009/0 |
Full-time UG Fee | £9,000 | £3,465 | £3,465 |
Students living in Wales | Will be eligible for a non-repayable fee grant of £5,535 and a repayable tuition fee loan of £3,465 | Will be eligible for a repayable tuition fee loan of £3,465 | Will be eligible for a non-repayable fee grant of £2,085 and a repayable tuition fee loan of £1,380 |
Students living elsewhere in the UK | Will be eligible for a repayable tuition fee loan of £9,000 | Will be eligible for a repayable tuition fee loan of £3,465 | Will be eligible for a repayable tuition fee loan of £3,465 |
Students living in the EU (non UK) | Will be eligible for a non-repayable fee grant of £5,535 and a repayable tuition fee loan of £3,465 | Will be eligible for a repayable tuition fee loan of £3,465 | Will be eligible for a non-repayable fee grant of £2,085 and a repayable tuition fee loan of £1,380 |
Students on an Erasmus year abroad | No fees due in 2012/13 | No fees due in 2012/13 | No fees due in 2012/3 |
Important Withdrawal Information
Students are advised to speak to a member of staff in the Fees Office (029 20874167) to discuss the implications of withdrawal on their tuition fees. Students may also want to discuss other aspects of their withdrawal with a member of the Student Advisory Service (029 20874844). All students are given a two week grace period from the start of their course when no tuition fees are charged. Following the two week grace period;
SLC funded students will be charged a minimum of 25% in Term 1, 50% in Term 2 and 100% in Term 3
Term 1 (from 08/10/2012 to 14/12/12) 25%
Term 2 (from 07/01/2013 to 22/03/2013) 50%
Term 3 (from 15/04/2013 to 14/06/2013) 100%
non SLC Funded students will be charged, less any non-refundable deposit, on a prorate basis on the number of weeks in attendance from the start of the course (based on a 30 week academic year), and an appropriate refund made if necessary.
How Will My Tuition Fees be Paid?
It is the responsibility of all students to make sure that their tuition fees are paid punctually or that sufficient funding (i.e. grants & loans) is in place. Provision must be made either in advance of or as part of online registration. Failure to do so will result in Senate Regulation: Procedure for payment of Tuition Fees and Other Monies. All students must read D.23 and D.24 of the Procedures Handbook (including Procedures in the Event of Non-Payment of Tuition Fee) to be fully aware of their financial obligations.
Student Loans (repayable)
A student loan is money that you can borrow to pay for your tuition fees when you are studying. This is a loan, not a grant, meaning that you will have to pay it back when you have finished your course and are earning. You will not be expected to begin repayments until your earnings cross the “repayment threshold” set by Student Loans Company.You may choose to take out a repayable Student Loan for Tuition Fees to cover all or part of your Tuition Fees liability. The Student Loans Company will pay the fees direct to the University on your behalf.
The following links will give you more information on funding available and how to make your application:
Student Finance Wales - for Welsh students
Student Finance Direct - for (non UK) EU students
SAAS - for Scottish students
Payment to Cardiff University
You may decide not to take out a Student Loan for tuition fees, or may take out a loan for a proportion of the fees due. In this case you will need to make payment to the University either, in full or in three instalments. If you are not sure of what your contribution will be, this will be confirmed to you in the Financial Notification you will receive from the Student Loans Company.
Direct Debit (preferred payment method)
Payment can be made by Direct Debit in three instalments (as long as the total amount due exceeds £300) and will be collected on November 16th 2012, January 25th 2013 and April 25th 2013. You will also need to make sure that the bank details are from a valid UK bank/building Society account which allows Direct Debits. Please note that Direct Debits must be set up at least a month prior to the first collection date.
If you choose this payment method you will complete a Direct Debit mandate as part of your on-line registration. Details of on-line registration will be sent to you at a later date.
The following payment options are also available to all Home/EU Undergraduate Students;
1st instalment – As part of, or prior to online registration
2nd instalment – January 25th 2013
3rd instalment - April 25th 2013
Credit/Debit Cards
Payment can be made using all major credit/debit cards (with the exception of American Express) either in full or in three instalments. You will be able to submit your card details as part of your on-line registration. Once payment of the 1st instalment has been made, future payments can be made via the SIMS Online page.
Cheque/ Bank Draft
Payment can be made by cheque or bank draft either in full or in three instalments. All cheques should have the student name and number written on the reverse and be made payable to “Cardiff University”. Please note that this payment method is not part of online registration and cheques must be received no later 7 working days prior to registering online. Cheques should be posted to the Finance Office
Online Bank Transfers
Via our StudentPay website to pay by bank transfer
- Pay fees online using the currency of your choice
- Commission free - no extra bank charges for 37 currencies
- Secure and easy to use via Western Union Business Solutions
- Easy way to make a payment through your local bank. Once logged in to StudentPay you will get printed instructions on how to make the transfer through your local bank
- Please note to finalise your funds transfer to Cardiff University you will need to complete the transfer via internet banking or present the bank details to your local bank within 72 hours
- An email will be sent from Western Union Business Solutions once they receive the payment to confirm receipt of funds.
Bank Transfer
Payment can also be made by direct bank transfer to the University bank account either in full or in three instalments. The name and student number must be quoted so that we are able to easily identify who the payment is for. This process is not available as part of online registration and we must advise that payments be received no later than 7 working days prior to registering online.
Cardiff University Bank Details
Sponsorship
If you are being funded by a third party other than the Student Loan Company it is imperative that you get a sponsorship letter to us no later than 7 working days prior to registering online. Failure to do so will mean you will not be able to fully complete your online registration. An official sponsorship letter must be provided for each year of study. All sponsorship letters should be sent to the Finance Office (PO Box 497, Cardiff, CF10 3XR or Fees@cardiff.ac.uk).
Important Notes
- Your Local Education Authority can help with any general questions and more detailed requests, as well as provide you with a Student Finance application pack.
- When completing your PN1/PR1 form you must make sure that you enter your National Insurance Number. Failure to do so will cause delay in your Student Loan payments.
- When you receive your Financial Notification for 2012/13 please make sure that your course details are correct. If there is an error you will need to complete a Change of Circumstance Form for Full-time Students(C01) immediately and return it to your Local Education Authority.
- Tuition Fees are payable by students who are are out on an Industrial Training or Year Abroad at approximately 50% of the relevant fee.
- Failure to pay Tuition Fees by the due date will result in Senate Regulations being enforced and may lead to your registration being cancelled.
- Please make sure you have read and understand the Information on Withdrawing from the course. This may be relevant to you at a future date.
- The Finance Office may contact you from time to time via e-mail and you should read your e-mails at least once a week as per INSRV Regulation 5.3.1
- Full details of the University’s Financial Procedures, including Refund Policy and Procedures in the Event of Non-Payment of Tuition Fees are detailed in sections D.23 and D.24 of the Academic Procedures Handbook.
- Internal repeat students for the 2012/13 academic session will be charged approximately 4 weeks after completing Online registration, once all modules have been selected. Please check your SIMS Online account where the correct fee will be displayed.
Student Finance for Tuition Fees – International Undergraduates
The information on the following pages is designed to give an overview of the fees structure for students from outside of the EU, who are studying for an Undergraduate degree. Tuition Fees are payable to Cardiff University for each year of your course (including repeat years). For an approximate total cost, therefore, fees should be multiplied by the number of years of study (please note that fees for future years are subject to increase).
Industrial Placement Year: Fees will be charged at the rate of 50% of the full time fee except in the case of Engineering courses where the fee charged will be one third of the full time fee.
Important Withdrawal Information
Students are advised to speak to a member of staff in the Fees Office (029 20874167) to discuss the implications of withdrawal on their tuition fees. Students may also want to discuss other aspects of their withdrawal with a member of the Student Advisory Service (029 20874844). All students are given a two week grace period from the start of their course when no tuition fees are charged. Following the two week grace period students will be charged, less any non-refundable deposit, on a prorate basis on the number of weeks in attendance from the start of the course (based on a 30 week academic year), and an appropriate refund made if necessary.
How Will My Tuition Fees be Paid?
It is the responsibility of all students to make sure that their tuition fees are paid punctually or that sufficient funding (i.e. grants & loans) is in place. Provision must be made either in advance of or as part of online registration. Failure to do so will result in Senate Regulation: Procedure for payment of Tuition Fees and Other Monies. All students must read D.23 and D.24 of the Regulations Handbook (including Procedures in the Event of Non-Payment of Tuition Fees) to be fully aware of their financial obligations.
The instalment dates and amounts due will be displayed as part of on-line registration. It is the responsibility of all students to print this data and make provision for prompt payment of all Fees. Details of on-line registration and your password will be sent to you at a later date.
Direct Debit (preferred payment method)
Payment can be made by Direct Debit in three instalments (as long as the total amount due exceeds £300) and will be collected on November 16th 2012, January 25th 2013 and April 25th 2013. You will also need to make sure that the bank details are from a valid UK bank/building society account which allows Direct Debits.
If you choose this payment method you will complete a Direct Debit mandate as part of your on-line registration. Details of on-line registration will be sent to you at a later date. Please note that Direct Debits must be set up at least a month prior to the first collection date.
The following payment options are also available to all International Undergraduate Students. The due dates are as follows:
1st instalment – As part of, or prior to online registration
2nd instalment – January 25th 2013
3rd instalment – April 25th 2013
Online Overseas bank transfers
Via our StudentPay website
- Pay fees online using the currency of your choice
- Commission free - no extra bank charges for 37 currencies
- Please note in some cases you may either have to make a Euro or USD transfer if your local currency option is not available, so you may have to pay an international fee and there could be a higher charge for this transfer.
- Secure and easy to use via Western Union Business Solutions
- Easy way to make a payment through your local bank. Once logged in to StudentPay you will get printed instructions on how to make the transfer through your local bank
- Please note to finalise your funds transfer to Cardiff University you will need to complete the transfer via Internet Banking or present the bank transfer details to your local bank within 72 hours
- An email will be sent from Western Union Business Solutions once they receive the payment to confirm receipt of funds
Credit/Debit Cards
Payment can be made using all major credit/debit cards (with the exception of American Express) either in full or in three instalments. You will be able to submit your card details as part of your on-line registration. Once payment of the 1st instalment has been made, future payments can be made via the SIMS Online page.
Cheque/ Bank Draft
Payment can be made by cheque or bank draft either in full or in three instalments. All cheques should have the student name and number written on the reverse and be made payable to “Cardiff University”. Please note that this payment method is not part of on-line registration and cheques must be received no later than 7 working days prior to registering online. If cheques are being sent via an overseas agent to the International Office you will need to allow extra time for the cheque to reach us. Cheques should otherwise be posted to the Finance Office
Bank Transfer
Payment can be made by direct bank transfer to the University bank account either in full or in three instalments. The student name and student number must be quoted so that we are able to easily identify who the payment is for. This process is not available as part of on-line registration and we must advise that payments be received no later than 7 working days prior to registering online. You would be advised to get a paper receipt/proof of transcript if choosing to pay by this method. This will make it easier for us to locate your payment in the event of any problem occurring.
Please note: This method of payment may incur bank charges of between £5.00 and £25.00 if an International transfer of funds is used. Your tuition fee account will be credited with the net proceeds only received by the University's bank.
Cardiff University Bank Details
Sponsorship
If you are being funded by a third party other than the Student Loan Company it is imperative that you get a sponsorship letter to us no later than 7 working days prior to registering online. Failure to do so will mean you will not be able to fully complete your online registration. An official sponsorship letter must be provided for each year of study. All sponsorship letters should be sent to the Finance Office
US Loans
Students coming to Cardiff from the United States may choose to take out loans for all or part of their tuition fees. Full details of how to go about applying for funding can be found on the International Office web page. Please note that application forms need to be submitted by August 1st 2013.
Foreign Exchange Letters and Canadian Tax Certificates
The Finance Office is able to arrange letters to assist with the transfer of funds. However, due to the high volume of demand at this time of year you must allow at least three working days for the letter to be produced. Letters being sent Overseas will then be sent standard class mail so you would be advised to request any documents you need as early as possible. To request Foreign Exchange letters please e-mail fees@cardiff.ac.uk
If you require a Canadian Tax Certificate please email Fees@cardiff.ac.uk
Important Notes
- In the case of partial sponsorship, this will be deducted from the full tuition fees chargeable for the 2012/13 session. The remaining balance payable by the student will then be divided into three equal instalments. Partial funding cannot be used to delay payment of the first instalment.
- Failure to pay Tuition Fees by the due date will result in Senate Regulations being enforced and may lead to your registration being cancelled.
- The Finance Office may contact you from time to time via e-mail and you should read your e-mails at least once a week as per INSRV Regulation 5.3.1
- Full details of the University’s Financial Procedures, including Refund Policy and Procedures in the Event of Non-Payment of Tuition Fees are detailed in sections D.23 and D.24 of the Financial Procedures Handbook.
- Sponsored students must provide an official sponsorship letter for each year of study.
- Internal repeat students for the 2012/13 academic session will be charged approximately 4 weeks after completing Online registration, once all modules have been selected. Please check your SIMS Online account where the correct fee will be displayed.